David de Niese

David
de Niese

Mastercard

I bring over 25 years of experience leading business, technology and innovation at scale across payments, commerce, banking and insurance.

Throughout my career, I have shaped and delivered complex transformation agendas, translating strategic opportunities into new products, platforms and capabilities that drive growth, strengthen competitiveness and create lasting business value.

At Mastercard, I focus on shaping the future of commerce and payments, anticipating the impact of emerging technologies, evolving customer expectations and new business models, and translating these shifts into strategic opportunities for innovation, growth and commercial impact.

Prior to joining Mastercard, I held senior leadership positions at Accenture and Aldermore Bank, and advised and partnered with some of the world’s leading financial institutions and businesses, including Visa, the London Stock Exchange, UBS Investment Bank, JPMorgan, and NatWest.

David de Niese

Digital · Data · Technology

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Latest

News

28 Aug 2026

Forbes Innovation Index

Great to see Mastercard recognised by Forbes as one of America’s Most Innovative Large Companies, ranking #10 overall.

The article highlights the breadth of innovation happening across Mastercard, from agentic commerce and stablecoins to tokenisation, biometrics, security and machine-to-machine payments.

What stands out is how these innovations are responding to fundamental shifts in how commerce is evolving, how people and businesses interact, how value moves, and increasingly, how intelligent machines will transact on our behalf.

A fantastic recognition of the teams across Mastercard who are helping shape what comes next in commerce.
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15 Aug 2026

Trust is fundamental to successful adoption and growth of agentic commerce.

Agentic commerce is not primarily about AI. It is about people’s willingness to delegate, and that willingness depends on trust.

For agentic commerce to succeed, trust must exist across the ecosystem. Merchants need confidence that they will be paid. Issuers need assurance that agents are acting in the interests of their cardholders. Cardholders need to know that agents understand their intent and remain aligned with their goals.

Mastercard’s latest Signals report, Encoding Trust: The Race for Intent, Consent and Control in the Agentic World, explores the infrastructure required to make delegated decision-making safe, effective and worthwhile.
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